Cherono , R., J. Ooko, and L. Koskei. “The Relationship Between Return on Equity and Dividend Payout Decisions of Selected Deposit-Taking SACCOs in Kenya”. Journal of Business, Economics and Management Research Studies, vol. 3, no. 3, Nov. 2025, pp. 202-13, doi:10.69897/jobemrs.v3i3.314.