NJAGI , R.; MAINA , E.; KIAI, R. Effect of Mergers and Acquisitions on the Competitiveness of Insurance Companies in Kenya: The Moderating Effect of Competency Trap. Journal of Business, Economics and Management Research Studies, [S. l.], v. 3, n. 2, 2025. DOI: 10.69897/jobemrs.v3i2.263. Disponível em: https://blueprintacademicpublishers.com/index.php/JOBEMRS/article/view/263. Acesso em: 20 may. 2026.