CHERUIYOT , M. C.; CHEBOI , J.; GITHAIGA , P. N. Relationship Between Borrowers’ Characteristics and Loan Default Among SMES in Eldoret City; The Moderating Role of Social Capital. Journal of Business, Economics and Management Research Studies, [S. l.], v. 3, n. 1, p. 93–110, 2025. DOI: 10.69897/jobemrs.v3i1.192. Disponível em: https://blueprintacademicpublishers.com/index.php/JOBEMRS/article/view/192. Acesso em: 15 apr. 2026.